Real estate appraisal services for homeowners in the city of Saint Louis and Saint Louis City County

Here are the top 7 reasons why MO homeowners order from St Louis Appraisal Services:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a MO divorce, where real estate needs to be divided
To determine the true market value of property in question to settle an estate

Own a home in or near Saint Louis, MO and need help deciding the value of it?
Contact St Louis Appraisal Services.

We at St Louis Appraisal Services understand the special needs of a consumer seeking appraisal services. Our usual business clients are used to the appraisal process and the customary reporting formats. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at St Louis Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping people just like you remove undesirable PMI insurance.

Challenging Saint Louis City county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close to yours. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An expert appraisal from St Louis Appraisal Services is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be inopportune from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. St Louis Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would like to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from St Louis Appraisal Services can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.